Flanders
2% for a qualifying sole own home. Eligibility is separate from reduced notary fees.
Standard purchase tax
€36,000
If eligible for own-home relief
€6,000
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What will buying a home in Belgium cost?
Start with the price, borrowing and savings. BeeHabi adds supported purchase taxes and estimated deed fees, then shows the cash you need and your monthly loan payment. Unpriced works and other expenses stay visible. Review the assumptions before using the result to plan a purchase.
Sources checked on 1 November 2026 · Official sources
The same price, different purchase taxes
Illustration: €300,000 taxable purchase price, ordinary existing home, full ownership, 2026 dates. Reduced amounts assume every relevant condition is met. Tax only: deed fees, mortgage costs and other expenses are extra.
Wallonia
3% for a qualifying own and only home. The residence and ownership conditions still matter.
Standard purchase tax
€37,500
If eligible for own-home relief
€9,000
Brussels
12.5% after a €200,000 abatement if eligible; the taxable acquisition must not exceed €600,000.
Standard purchase tax
€37,500
If eligible for own-home relief
€12,500
Tax is only part of the purchase budget
The calculator estimates deed costs for supported 2026 cases and uses them as a clearly labelled 2027 planning allowance. Works, bank costs, upfront insurance, moving and completion adjustments need your own figures or quotes. Unknown items stay excluded from the subtotal; they are never treated as zero.
Notaire.be · achat / aankoop / purchase · Notaire.be · crédit / krediet / credit
Flanders: what about 2% and 3% in 2027?
The official pages describe an intended increase to 3% for agreements from 1 January 2027, subject to legislation. This is not a confirmed deadline or a reason to rush a purchase.
VLABEL · SP 26021 · Notaris.be · 2/10/2026
| Taxable price | At 2% | At proposed 3% | Difference |
|---|---|---|---|
| €300,000 | €6,000 | €9,000 | €3,000 |
| €350,000 | €7,000 | €10,500 | €3,500 |
| €400,000 | €8,000 | €12,000 | €4,000 |
No other relief or fees included. The 2027 amount is a scenario, not a payable-tax result.
Understand which date matters
This explains the published position; it does not determine your eligibility or change your saved budget.
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Turn an estimate into a useful decision
- Add your own figures and check the costs still unpriced.
- Compare two properties, keeping the financing assumptions visible.
- Write why each property fits, what concerns you and what you need to check next.
What has been checked?
- 1 November 2026 — Regional tax examples checked against the official sources linked here.
- 1 November 2026 — The 2027 Flemish increase remains labelled as announced and conditional.
- 1 November 2026 — Six purchase/credit examples checked against the official calculators; differences were at most €0.02.
- Checks are dated manual reviews, not continuous monitoring. Recheck the linked sources before relying on a result.
This link contains no property inputs.
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